Tuesday, May 3, 2011

Favorite Budget Tip

Amy Chea -The Dollar Store
Judy Finch – Don’t shop hungry!
Stacey Robins – “Don’t spend it if you don’t have it” – My Mom
Chiara West - Spend less than you make
Monica Lamb – Have a budget

Michele Garvin - Wal-Mart now DOUBLES coupon every Tuesday!
Cathy Sorensen – Shop Sales
Winifred Durrant – Do not charge anything
Amanda Boswell - Quicken
Kathryn Bichsel – 80% to live off, 10% self, 10% to the Lord
Pam Romero – Just have a budget and follow it. It’s such a good feeling to have stayed in my budget at the end of the month
Shari Wroblewski – Hit the Sales especially the Semi-Annuals (Vikki’s & Nordstrom’s)
Diana Bouge – Take time to check your budget daily
Melanie Bennett – When you get it, spend it
Jana Chase – Save, Save, Save, which I need to do
Cacci Karcich – Watch for sales, Wal-Mart Price Matches all other store adds
Regina Griffin – Don’t spend more than you make
Susan Standefer – Be determined, stay home more, no shopping
Katie Rasmussen - Coupons
Sharon Adams – Never shop hungry
Joyce Purcell – Buy in bulk when possible and divide into meal sizes in plastic bags or vacuum
   sealed
Marilyn Elison – Include an “allowance” for yourself
Janice Pace – Have a budget

Cindy Bushman - Don't get in the habit of eating out all the time.  Fixing food at home can be simple and a lot cheaper!
Maria E. Norman – Warehouses (scrapbooking)
Cindy Knudsen – Use cash / debit card
De Ann McCoard – What’s a budget?

Kathy Keske – Coupons
Alicia Kanamu – Organize everything
Sherry Jones – Pay off one bill then add what you were paying to another then another until you are debt free
Julie Norman – When you are thinking about purchasing something, no matter how large a purchase or how small, write it down and think about it for two weeks. After two weeks you will find that often times you don’t want it or need it any more.

Loraine Fitzsimmons – I am willing to spend a little more to get what I want
Sara Neumeyer – Self-Control
Jill Boone – Calculate receipts daily, watching the money disappear keeps you from spending too much
Joan Kucinski – Pay tithing first, only use credit cards that benefit you
Marie King – Shop the sales and use coupons
Genie Lamb - Stay out of debt
Rachelle Bailey – Pay tithing first
Julie Cook – Delay gratification
Sheri Mueller – Pay your tithing first
Kristen Fraedrich – Always make a grocery list
Melanie Allen – Buy at the end of season for next year.  Pray before going garage saleing
Tammie Anderson – Don’t go to the store hungry
Tonja Roberts – When you purchase a clothing item, always make sure it goes with 3 other clothing items you already own
Aliece Boone – Pay tithing first
LaRue Corbett – Don’t spend money – Do without more!
Patti Powell – Plan your meals so they can be adjusted for company
Sam McCoard – Ask parents for money
Kathy Howard – Money saving idea-I use only half a box of Hair Color at a time and only do my roots.
Chris Halladay – Round up to the dollar in your checkbook
Jennifer Barnes – Stick to it (not easy)
Tiffany Gonzales – Pay with Cash
Michele Garvin – Pay your mortgage every two weeks instead of one time a month. You pay the same amount but it buys down the principal faster and it pays off the loan quicker
JoLin Cook – Making beauty out of another “person’s junk”
Megan Marshall – The Envelope System – archaic, but it works!
Jessica Parker – Talking about it – helps you do it!
Kathy Phillips – Pay 10% tithing, then 10% savings each pay check